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HSAs Give Employees Incentives To Adopt Financially Healthier Behaviors

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By Cyril Tuohy, InsuranceNewsNet

JULY 13, 2014 – Financial advisors scheduling appointments for midyear check ups with clients might want to have them consider a health savings account (HSA) over the health reimbursement arrangement (HRA).

HSAs, which are offered only to people with high deductible health plans (HDHPs), are more likely to influence employees to engage in cost-conscious behaviors related to the consumption of health care services, according to new research from the Employee Benefit Research Institute (EBRI).

“The data show that those with an HSA were more likely to respond to health pricing than were those with an HRA,” said Paul Fronstin, director of EBRI’s Health Research and Education Program.

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Source: http://insurancenewsnet.com/innarticle/2014/07/02/hsas-give-employees-incentives-to-adopt-financially-healthier-behaviors-a-525620.html#.U7_3VrH1v7E

 

 

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Categorised in: Business, DPC News, HSAs, Insurance, National News, Politics and Wash. Policy, Resources, Trends

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